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When you are prepared to start using your Destiny Card, input its number and expiry date in the correct fields on Then, select the “Activate card” button. This will activate your Destiny Card and everything else will be handled for you.

People who do not have perfect credit scores can also apply for a Destiny Mastercard at

Checking your credit report does not lead to any immediate negative effects. If you are looking for a dependable partner for credit repair, Destiny is a good choice. It is specifically designed for driven individuals who do not have the best credit scores, like you.

Also Read: The Ultimate Guide to Managing Your Destiny Credit Card Login

Why Choose Destiny Mastercard?

Choosing the Destiny Mastercard can be a good option for individuals who are looking to build or rebuild their credit history. Here are some reasons why one might consider the Destiny Mastercard:

Destiny Mastercard
  • Credit Building: The Destiny Mastercard reports to all three major credit bureaus, which can help in establishing a credit history with responsible use.
  • Unsecured Credit Card: Unlike secured credit cards, the Destiny Mastercard does not require a security deposit, making it accessible for those who may not have the funds for a deposit.
  • Mastercard Benefits: Cardholders can enjoy the benefits that come with a Mastercard, including fraud protection and global acceptance.
  • Pre-Qualification Process: Destiny offers a quick pre-qualification application process that doesn’t affect your credit score, allowing you to know within minutes if you’re eligible.

However, it’s important to be aware of the fees associated with the card, such as the annual fee and potentially high APR. It’s recommended to read the terms carefully and consider other credit card options as well to ensure that you choose the card that best fits your financial situation.

Activate Your Destiny Card (Requires Log-In) : Activate Card

To activate your Destiny Mastercard, you’ll need to follow these steps:

  1. Visit the Official Website: Go to
  2. Log-In: Click on the ‘Activate Card’ option which requires you to log in to your account.
  3. Enter Details: Provide the necessary card details and personal information as prompted.
  4. Follow Instructions: Complete the activation process by following the on-screen instructions.

Make sure you have your card and personal details handy before you start the activation process. If you encounter any issues, you can reach out to Destiny’s customer service for help.

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Destiny Mastercard Login

To log in to your Destiny Mastercard account, you can follow these steps:

  1. Navigate to the Login Page: Visit the official Destiny Mastercard website or go directly to the login page at
  2. Enter Your Credentials: Input your username and password in the designated fields.
  3. Access Your Account: After entering your details, click on the login button to access your account.

If you have not yet registered for online access, you’ll need to do so by providing your credit card details and personal information for account setup. In case you’ve forgotten your username or password, there should be an option to retrieve or reset them on the login page. For any login issues, you can contact Destiny Mastercard’s customer service for assistance.

Who can apply for the Destiny Mastercard?

If you want to start or improve your credit score, you can apply for the Destiny Mastercard. To get started or to be accepted, you need to:

  • Be 18 years or older
  • Have a social security number that is currently valid
  • Have a real address in the United States
  • Apply from within the United States
  • You should not have a previous Destiny Mastercard account that was closed because you didn’t pay
  • You also need to have a certain income level, not too much debt, and pass checks that prove who you are and if you are eligible for credit.

What is the credit limit for Destiny Mastercard? | Activate Your Destiny Card Now

The Destiny Mastercard offers a credit limit of up to $700. However, it’s important to note that this amount can be reduced by the annual fee charged to the card. For instance, with an annual fee of $175, your initial available credit would be $525

Keep in mind that the Destiny Mastercard is designed for individuals with poor credit and may come with high fees and APRs. It’s advisable to consider all the costs and benefits before applying for this card.

What is the APR for Destiny Mastercard?

The Annual Percentage Rate (APR) for the Destiny Mastercard is 35.9%. This rate is quite high compared to the average APR for credit cards, so it’s important to consider this when deciding whether the Destiny Mastercard is the right choice for your financial needs. 

Remember, carrying a balance with such a high APR can lead to significant interest charges.

What are the fees associated with Destiny Mastercard?

The Destiny Mastercard comes with several fees that users should be aware of:

  • Annual Fee: There is an annual fee of $175 for the first year, which then reduces to $49 in subsequent years.
  • Monthly Fee: After the first year, a monthly maintenance fee of $12.50 is charged, totaling $150 annually.
  • Foreign Transaction Fee: For transactions made in a foreign currency, there is a fee of 1% of the transaction amount.

It’s important to consider these fees when deciding if the Destiny Mastercard is the right choice for you, especially if you are trying to build or rebuild your credit. 

People May Ask

How do I activate my Destiny credit card? 

To activate your Destiny credit card, follow these steps:

  • Visit the activation website at
  • Enter your card number and security code (CVV).
  • Provide your name, date of birth, and social security number.
  • Follow the prompts to complete the activation process.

How to check Destiny card balance? 

You can check your Destiny card balance by:

  • Online: Logging into your Destiny account at Your balance will be displayed on the homepage.
  • Phone: Calling 1-800-583-5698 and following the automated prompts to hear your balance.

How to pay Destiny credit card online? 

To pay your Destiny credit card online:

  • Log into your account at
  • Navigate to the payment section on the homepage.
  • Choose the payment amount and the date you want to pay.
  • Enter your bank details for the payment to be processed.
  • Confirm the payment details and submit your payment.